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About financing
Financing is a great option to pay for your custom interior work. We partnered with Synchrony Financial and their Car Care Network program to be able to provide 2 types of promotional financing!
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What is Synchrony Car Care Network Program?
This is a program that Synchrony has in the automotive industry where the customer can use this line of credit any any participating automotive business. You apply through the business you are using for the work (apply 1 time) and if approved you then have an account where you can use this line of credit at the current business OR future use at other participating automotive businesses. You receive a card in the mail with your name and account info on it. This is NOT a credit card but contains your info and your account info and states where you first applied for the line of credit. But don't be fooled... even though it may say a business name on it, that has NO impact on using it at other participating businesses!
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- 6 month deferred interest - $199 minimum purchase
- 12 month deferred interest - $750 minimum purchase
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What does deferred interest mean? Deferred interest means that as long as requirements are met, there would be NO interest.
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How does it work?
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First the customer must apply using the link provided on this page. NOTE: Synchrony will check your credit.
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The application process only takes a few minutes.
During the application it will NOT ask you about the 6 or 12 month deferred interest programs, that is something we enter on our end for the customer when processing transactions.
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We recommend applying for a little more than you will actually need to give yourself a buffer. Credit line increases can always be applied for later if needed.
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If approved, the business is the one who processes the transaction. So if we are doing work for you, we process the transaction on our end for the amount needed to cover your bill with us, and select which of the TWO promotional options you want to do.
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Just like any line of credit, you will receive monthly statements in the mail from Synchrony showing your account info, important details and info, your balance etc...
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How does deferred interest work?
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Deferred interest means interest does accrue in the background but is NOT applied to your balance as long as the requirements are met.
IF the requirements are not met, than all interest that has been accruing in the background WILL be applied to the total balance and continue to add like any other line of credit.
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REQUIREMENTS TO AVOID INTEREST
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- Must pay on time every month in accordance with the due date on the statements.
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- Must pay at least the minimum amount due on each statement.
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- Must have balance 100% paid off before the end of the promotional period (the 6 or 12 month, whichever is applicable to you)
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NOTE: minimum payments alone will NOT pay the balance off before the end of the promotional period! You will either need to pay more than the minimum due every month, OR make additional payments at any time as long as it is before the promotional period ends.
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As long as the requirements are met, you will end up borrowing money with no interest.
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If requirements are not met and interest does get applied to the account. The interest rate is 29.99%.
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If you have any further questions please let us know and we will explain further to help answer any questions or concerns you may have.
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